side jobs – Modern Frugality

Make Extra $$$ With These 10 Seasonal Jobs

I’m trying to wake up earlier. I keep reading about really successful people and they all wake up before the sun. I’m not that ambitious but my alarm did go off at 7 on my day off so I’m feeling pretty confident so far. It only get’s harder when Daylight Savings ends in November and I’ll be up before the sun even if I sleep in. Then throw in the exhaustion of the holidays... yikes. Holidays are hard; I can’t imagine them with kids. But they are also the easiest time to make extra cash. Waiting tables, delivering pizzas, putting…

How We Paid Off Over $45K of Debt in 11 Months

It seems pretty normal to me now but people still drop their jaws when I tell them we’ve paid over $45K on our loans in less than a year. We still have a year to go and most days I have mixed emotions of accomplishment for what we’ve done vs. annoyance for how far we have to go. UPDATE: As of August 31, 2017, Travis and I are STUDENT LOAN FREE! We paid off $77,646.54 in 23 months! We’ve made conscious decisions to hold off on things like buying a house, going on trips, and even getting a couch that’s not…

How to Think Like a Millionaire (So You Can be One!)

February 14, 2019
Jen Smith
Modern Frugality

I just finished Keith Cameron Smith’s book The Top 10 Distinctions Between Millionaires and the Middle Class. It blew my mind to learn how deep some of these traditional money mindsets are ingrained in us, and how constrictive they are! 10 Distinctions is an amazing book that everyone who wants to be successful with money should read multiple times. It’s a short, easy read, that gets to the point and makes you reconsider the assumptions you’ve had about money, at least it did for me. Without giving too much away, here are the points and what I learned from reading the book. 10)…

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