When I think about places where money goes to die it’s not into fixer upper houses or trips across the globe, it’s everyday stuff. Stuff that in the moment I think I need then a few hours later I wonder why it was such a big deal. There’s nothing wrong about these purchases, it’s just that over time they add up. And this year, we’ve crossed the line. Americans now spend more at bars and restaurants than on groceries. A few billion dollars more.  And millennials spend more than any other generation. Millennials (ages 20-34) are now America’s largest generation making…