It's a new year! And you're probably reading this because you want to make a change with how you handle your money in 2020. You want to pay off your student loans, start investing, and maybe save up for a big girl vacation, like, to Europe or something. You want to make big changes but very rarely do big things happen to move the needle. It’s the little things that sustain you when you’re trying to make big changes. Like, pay off more money in debt than you make in a year. My husband, Travis, and I paid off nearly…