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5 Single Bloggers Who Paid off Massive Amounts of Debt

When I was single I was convinced there was no way I could tackle my debt on my own. Heck, I didn't even think I could do it when I got married. But my husband and I have since paid off $78,000 of debt and we did it in less than two years. I hear all the time about people, women especially, who think they can't pay off their debt for one reason or another... or ten reasons. I lived at home for 2 years after college under the guise that I was paying down my student loans but all…

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November 2016 Budget

November 2016 Budget

I’m on a financial high going into November. It’s my favorite time of year; the weather is crisp, people are happier, and my favorite holiday, Black Friday, is right around the corner. I’m on cloud 9. And I have one more thing making my money-saving heart flutter (or palpitate, I can’t tell the difference lately.) My student loan is now 4 digits. I’m finally under 10 grand! I didn’t see this day coming anytime in my 20’s and it’s here. You guys, hard work and perseverance pay off! And I’m really excited to have you to share this moment with.…

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Be A Secret Shopper

How to be a Mystery Shopper

Mystery Shopping has been a fun activity for us while we’ve been paying off our student loans. It’s taken our tight budget and opened it up for dinners out, movies, and activities we otherwise wouldn’t get to experience. My husband and I have been mystery shopping for over a year. Even with busy schedules and multiple jobs we still make time to shop at least twice a month. We’ve done car test drives, movie theaters, cell phone stores, quick-service restaurants, fine dining, mini golf, roller skating, and so many more. If there’s a shop for it, we’ve tried it, or…

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3 PSL Hacks for the Frugal Pumpkin Spice Lover

See what I did there? PSL, Pumpkin Spice Lover? Okay, more reason for me to keep my day job. But seriously, I love the pumpkin spice latte. How else would we know it’s fall here in Florida without the return of the PSL? I remember waiting for Labor Day, knowing that the time was near. Standing in the 90-degree heat, wearing a scarf that served no purpose, holding that orange drink in my hand, knowing coffee shouldn’t be that color but not caring at all. It’s a magical time. But coming in at $5.30 for a Grande the PSL is…

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Finance For Newlyweds

How Newlyweds Can Rock Their Finances

Finances for newlyweds are the last thing on your mind when you’re blissfully floating in a perfect world with your new boo. But it's common knowledge now that money fights and money problems are the leading cause of stress in a relationship and play a role in every leading cause of divorce. Communicating and working together in regards to your finances can set you up for the success that long-running marriages have. I don't know of any happily married couples going on 30+ years that don't have some system for communicating about money.  The Do's & Don'ts of Finances for Newlyweds So…

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Low-cost-holiday-party

Throw a Holiday Party on a Budget!

We don’t get much cold weather here in Florida so when it dips below 70 I’m in full winter mode. Having friends over to listen to music, watch movies, and drink warm bevs is the highlight of my year. While those of us in our 20’s and 30’s usually dodge the bullet on hosting big family gatherings, we love our Friendsgivings and Ugly Sweater Parties. Holiday party hosting can get super expensive if you don’t plan ahead and set a budget. Fortunately, there are a ton of low-cost holiday party ideas out there. Some of you may be wondering, “Jen,…

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Holiday Leaves

7 Simple Ways to Save Money on Travel

Whether you’re traveling to see family or skipping out for a much-needed vacation, keep these tips in mind to save on travel to wherever you’re going. While I'm winding down my travel, holidays are coming up and it's the time everyone else starts thinking about their travel plans. To see family or get far away from them. When the holidays are vying for all the extra dollars in your budget, saving on travel is top priority. And these tips can be useful for holiday or summer travel so pin it for later and make frugality a habit in all your…

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Think Like A Millionaire

How to Think Like a Millionaire (So You Can be One!)

I just finished Keith Cameron Smith’s book The Top 10 Distinctions Between Millionaires and the Middle Class. It blew my mind to learn how deep some of these traditional money mindsets are ingrained in us, and how constrictive they are! 10 Distinctions is an amazing book that everyone who wants to be successful with money should read multiple times. It’s a short, easy read, that gets to the point and makes you reconsider the assumptions you’ve had about money, at least it did for me. Without giving too much away, here are the points and what I learned from reading the book. 10)…

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Real Life Budget

December 2016 Budget

Are you ready for this? We paid $5,000 of our student loan debt in one month.   That’s crazy even for us! We were able to do this for two reasons: the budget and some discipline. UPDATE: As of August 31, 2017 Travis and I are STUDENT LOAN FREE! We paid off $77,646.54 in 23 months! We never have the perfect budget. In the 14 months we've been doing this we've always had to tweak here and there to make it work but paying off our student loans is the priority and that puts all spending into perspective. Over the last…

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My New Favorite Planner For my Money & my Life

Want a peek into my life? I am notorious for having a separate monthly and weekly calendar, notebook for to-do lists, meal planning, and grocery lists, and that’s just what’s at my bedside. I also have a scrap piece of paper with our debt pay off goals/progress and I am constantly scribbling on whatever I can get a pen on. The Struggle is Real And I’ve never been into big, beautiful, personalized planners. They sound nice, but with everything I’m trying to keep track of, I’d still need my scraps of paper to keep everything recorded. But when Lauren Greutman…

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