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Make Extra $$$ With These 10 Seasonal Jobs

I’m trying to wake up earlier. I keep reading about really successful people and they all wake up before the sun. I’m not that ambitious but my alarm did go off at 7 on my day off so I’m feeling pretty confident so far. It only get’s harder when Daylight Savings ends in November and I’ll be up before the sun even if I sleep in. Then throw in the exhaustion of the holidays... yikes. Holidays are hard; I can’t imagine them with kids. But they are also the easiest time to make extra cash. Waiting tables, delivering pizzas, putting…

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We Paid Off $45K In 11 Months!

How We Paid Off Over $45K of Debt in 11 Months

It seems pretty normal to me now but people still drop their jaws when I tell them we’ve paid over $45K on our loans in less than a year. We still have a year to go and most days I have mixed emotions of accomplishment for what we’ve done vs. annoyance for how far we have to go. UPDATE: As of August 31, 2017, Travis and I are STUDENT LOAN FREE! We paid off $77,646.54 in 23 months! We’ve made conscious decisions to hold off on things like buying a house, going on trips, and even getting a couch that’s not…

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Eat Out Less

A Month of Dinner Recipes for Families on a Budget

Growing up I did not have a Suzy Homemaker mother who taught me my grandmother’s secret dinner recipes or how to separate the yolk from the egg white. The extent of my cooking experience came from the instructions on the back of the Chicken Voila bag in the freezer section. In college, I became a vegetarian but I was more than satisfied eating dinners of Steam-in-Bag vegetables and fake meat corn dogs (honestly better than real corn dogs.) But when I got married and we decided to pay off our debt I knew I had to learn my way around…

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Buying Your First Home

Are You Ready to Buy a House?

Today I have a guest post from JT over at JustMakingCents.com. He writes about how he went from $15,000 in college loans to financially retiring in his 30s, drawing on lessons learned from over 15 years on Wall Street. He also shares his experience teaching his children about money. Enjoy!   Your kitchen looks great. You wiped that countertop down to a sparkling gem and picked the perfect Pandora station to play. Since your friends will be over in half an hour, you dial up your favorite takeout and order 5 large pizzas. After you order, you check how many…

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5 Single Bloggers Who Paid off Massive Amounts of Debt

When I was single I was convinced there was no way I could tackle my debt on my own. Heck, I didn't even think I could do it when I got married. But my husband and I have since paid off $78,000 of debt and we did it in less than two years. I hear all the time about people, women especially, who think they can't pay off their debt for one reason or another... or ten reasons. I lived at home for 2 years after college under the guise that I was paying down my student loans but all…

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November 2016 Budget

November 2016 Budget

I’m on a financial high going into November. It’s my favorite time of year; the weather is crisp, people are happier, and my favorite holiday, Black Friday, is right around the corner. I’m on cloud 9. And I have one more thing making my money-saving heart flutter (or palpitate, I can’t tell the difference lately.) My student loan is now 4 digits. I’m finally under 10 grand! I didn’t see this day coming anytime in my 20’s and it’s here. You guys, hard work and perseverance pay off! And I’m really excited to have you to share this moment with.…

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3 PSL Hacks for the Frugal Pumpkin Spice Lover

See what I did there? PSL, Pumpkin Spice Lover? Okay, more reason for me to keep my day job. But seriously, I love the pumpkin spice latte. How else would we know it’s fall here in Florida without the return of the PSL? I remember waiting for Labor Day, knowing that the time was near. Standing in the 90-degree heat, wearing a scarf that served no purpose, holding that orange drink in my hand, knowing coffee shouldn’t be that color but not caring at all. It’s a magical time. But coming in at $5.30 for a Grande the PSL is…

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How we Paid off $78K of Debt With Average Incomes

It's a new year! And you're probably reading this because you want to make a change with how you handle your money in 2020. You want to pay off your student loans, start investing, and maybe save up for a big girl vacation, like, to Europe or something. You want to make big changes but very rarely do big things happen to move the needle. It’s the little things that sustain you when you’re trying to make big changes. Like, pay off more money in debt than you make in a year. My husband, Travis, and I paid off nearly…

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10 Free Activities

10 Free Activities For Couples Paying off Debt

When my fiance told me he wanted to pay off his student loan debt as fast as possible, my short answer was "NO." The little voice inside my head kept reminding me of all the things I'd miss out on if I couldn't spend money. It's not that I didn't want to pay off my student loans. In grad school, my plan was to have them paid off before I turned 30. But somewhere along the way the compounding interest and dinners out with friends paralyzed me into thinking it simply couldn't be done. So when I [finally] got on…

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