9 Customizable Ways to do a No Spend Challenge to Kick Start Your Financial Goals

Jen SmithFrugality, Personal Finance6 Comments

Ways to do a No Spend Challenge

Completing a No Spend Challenge can do more for your finances than keep a few dollars in your bank account. Which of these 9 ways to do a No Spend Challenge is right for your financial goals? We’re on the cusp of paying off $78,000 of debt in less than two years. I’ve incorporated No Spend Months a few times over the course of our journey, usually after a big budget flop. I’m really bad at moderation. I’m very all-or-nothing, which has made it easier to commit to paying off our student loans but also makes me a horrible budgeter. … Read More

11 Get-Togethers That are Better Than Going Out

Jen SmithFrugality, Personal Finance20 Comments

free get-togethers

Sustaining your debt payoff momentum can be difficult and isolating. Since I’m all about journey over destination, here are 11 get-togethers that can bring friends to you and not affect your budget. 1. Game Night Games are the gifts that keep on giving. They’re reusable (as long as you can keep track of the pieces) and always a new experience. Everyone has a copy of Monopoly but oh my friend, games have evolved since we were kids. Some games we love that are good for groups big and small are Saboteur, Catan, and Munchkin. You’ll be arguing about game playing … Read More

thredUP Review – The Good, The Bad, & How to Save Money Without Compromise

Jen SmithFrugality, Personal Finance14 Comments

save money on clothes with thredUP

ThredUP is the largest thrift and consignment shop on the Internet, but is it right for you? In this thredUP review, you’ll learn my experience with buying, others experience selling, and some alternatives to get you high fashion at low prices. I’ve been shopping thredUp for over a year and while I don’t buy clothes often I’m an outspoken advocate for buying them secondhand. I’m not perfect but I try to buy as much used clothing as possible. Shopping on thredUP   The thing I love about thredUP is the selection. It has more inventory than I can count and … Read More

19 Delicious Meatless Meals for Any Day of the Week

Jen SmithFrugality, Personal Finance26 Comments

meatless meals

Eating less meat isn’t just good for your health; it’s great for your budget. If you want to stretch your dollar farther at the grocery store incorporate these easy meatless meals into your week. With the release of multiple food documentaries on Netflix like Forks Over Knives, Food Inc., and What the Health, more people are looking to eat less meat and more nutrient rich foods. And for this frugal vegetarian of almost a decade, that’s a movement I can get behind. Because meat can break a grocery budget faster than a late night pizza delivery. I won’t try to … Read More

7 Best Ways to Save Money on Coffee

Jen SmithFrugality, Personal Finance21 Comments

Learning how to save money on coffee transformed my impulse spending. If you’re like me and want to spend more intentionally here are 7 ways to keep your caffeine fix from breaking your budget. For me, coffee isn’t just a jolt to get me going in the morning. It’s part of my routine, it’s a tasty treat that transitions me from sleeping to functioning. I’ve always considered myself a moderate drinker, not a bean snob but I won’t drink hot brown water just for the kick. I’m somewhere in the middle of my friends who go to Starbucks everyday and … Read More

How to do a No Spend Month That Will Improve Your Finances

Jen SmithFrugality, Personal Finance25 Comments

no spend month

If you want more money in your bank account at the end of the month and better spending habits then a No Spend Challenge might be right for you. Growing up my mom and I would hit the mall every weekend. I had ice skating lessons in a mall on Mondays so we’d go before those as well. And we were sure to make an extra trip to Target or the grocery store by the end of the week too. I was conditioned from an early age to think spending money is a hobby. I’m not the only one. The economy … Read More

Aldi Grand Opening and What to Expect From Aldi’s Redesign

Jen SmithFrugality, Personal Finance20 Comments

Aldi St. Pete, FL

Aldi has announced the opening of 2500 more stores through 2022 and one of those stores is down the street from me. Have a peek at Aldi’s new design and all the perks that come from visiting opening week! Do I love anything more than Aldi? Other than my husband, probably not. So when developers broke ground on what was to be a new Aldi less than 5 minutes from my new house, I was excited, to say the least. I’ve been waiting forever to share with you the awesomeness that is the new Aldi and they did not disappoint! … Read More